Journal of Industrial Convergence (산업융합연구)

DAEHAN Society of Industrial Management (대한산업경영학회)
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Examining the Influencing Factors of NFC (Near Field Communication) - Payment Adoption in China : The Moderating Role of Personal Innovativeness

중국 근거리 무선통신(NFC) 간편결제 채택의 결정요인: 개인 혁신성의 조절효과를 중심으로

  • Mu, Hong-Lei (Dept. of Business Administration, Dongguk University) ;
  • Lee, Young-Chan (Dept. of Business Administration, Dongguk University) ;
  • Dong, Fang-Ran (Dept. of Business Administration, Dongguk University)
  • Received : 2018.03.29
  • Accepted : 2018.09.14
  • Published : 2018.09.30
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Abstract

Near Field Communication has been emerged as a spectacular phenomenon. The aim of this study is to determine the factors influencing the adoption of NFC-enabled mobile payment. In order to analyze, this study proposes a research framework based on Technology Acceptance Model. 353 valid data were collected through the Internet who has used NFC technology. Results show that relative advantage, social influence, and technology availability have a significant effect on perceived usefulness ($0.190{\ast}{\ast}{\ast}$, $0.211{\ast}{\ast}{\ast}$, $0.227{\ast}{\ast}{\ast}$respectively). However, for perceived ease of use, only relative advantage and social influence were verified to have significant influence. Perceived ease of use significantly influence perceived usefulness ($0.348{\ast}{\ast}{\ast}$), and both of them significantly affect the NFC-payment adoption intention ($0.199{\ast}{\ast}$, $0.361{\ast}{\ast}{\ast}$). The results also verified the moderator variable of personal innovativeness ($0.20{\ast}{\ast}{\ast}$ and $0.297{\ast}{\ast}{\ast}$respectively).

근거리 무선통신 (Near Field Communication: NFC) 기술을 이용한 서비스가 많이 소개되고 있다. 본 연구의 목적은 NFC 간편결제 채택의도에 영양을 미치는 요일을 찾기 위한 것이다. 이를 위해, 본 연구는 기술수용모델(Technology Acceptance Model: TAM)을 기반으로 한 연구모형을 제안하고자 한다. 인터넷 설문조사를 통해 NFC 간편결제 서비스를 사용하는 사용자 353명의 자료가 수집되었다. 분석결과 상대적 이점, 사회적 영향 및 기술 가용성이 인지된 유용성에 중요한 영향을 미친다는 것을 확인할 수 있었다. 그러나 사용 용이성에는 상대적인 이점과 사회적 영향만이 영향을 미치는 것으로 확인되었다. 인지된 사용 편의성은 인지된 유용성에 큰 영향을 미치며, 이들 모두 NFC 간편결제 채택의도에 큰 영향을 미치는 것으로 나타났다. 또한 분석결과, 개인 혁신성이 조절효과는 가지는 것으로 밝혀졌다.

Keywords

References

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