DOI QR코드

DOI QR Code

The Economic Consistency and the Creditworthiness of Borrower: the Methodical Features of Analysis Using the Concentric Matrix Models

  • Received : 2020.10.16
  • Accepted : 2020.12.10
  • Published : 2020.12.30

Abstract

Purpose - This paper is to analyze the system and the models of financial analysis in the assessment of economic consistency and the creditability of borrower. To test the process of complex express-analysis, it is utilized by the concentric matrix models by using the matrix of 5×5.. Research design, data, and methodology - The estimation of economic consistency, the creditworthiness, the complex express-analysis with application of concentric matrix models were carried out on the basis of data of the report for the 2017 of corporations POSCO and in the first half of the 2018 Daewoo Shipbuilding & Marine Engineering of South Korea. Results - This paper focused on the unbalance of the corporate financial structure (capital, receivable) and the assessment of sustainability development, taking into account the liquidity, solvency, financial sustainability and economic viability of the enterprise. Conclusions - this paper also consider the theoretical means of regulating receivables. The material is presented in the pedagogical context and appendix of the conclusion.

Keywords

References

  1. Banking (2011) Edited by O. I. Lavroushin, Moscow.
  2. Banking system in the modern Economy (2011) Edited by O. I. Lavroushin, Moscow.
  3. Mereste, U.I. (1985), "Matrix modeling and complex analysis of results of operations and basic theory of the field efficiency", Issue 605, Tallinn, [Tallinn State University].
  4. Orvet, M. (1985), "Matrix modeling and complex analysis of the results of management taking into account patterns of development" in: U.I. Mereste "Matrix modeling and complex analysis of results of operations and basis of field theory efficiency", Issue 605, Tallinn, [Tallinn State University], p. 99.
  5. POSCO. Integrated report economic environmental and social sustainability // www.posco.com
  6. Room, U. (1986), "Measurement of intensity of development of the building complex by the method of matrix analysis" in: U.I. Mereste "Model analysis of results of management", Issue 625, Tallinn, [Tallinn State University], p. 49.
  7. Root, A.K. (1983), "The matrix concept of a production efficiency and the system of generalized metrics" in: U.I. Mereste "The efficiency of production and capital investments", Issue 557, Tallinn, [Tallinn State University].
  8. Saarepera, M.I. (1990), "The matrix modeling of multi-factor systems", Moscow.
  9. Steel Export Report: China // Global Steel Trade Monitor. - International Trade Administration, 2018. - www.trade.gov
  10. Steel Export Report: Japan // Global Steel Trade Monitor. - International Trade Administration, 2018. - www.trade.gov
  11. Steel Export Report: South Korea // Global Steel Trade Monitor. - International Trade Administration, 2018. - www.trade.gov
  12. Vyborova, E.N. (2017). The credit market of Russia: the assessment of condition, the development of tendency, East Asian journal of business economics, 5(2), 12 https://doi.org/10.20498/eajbe.2017.5.2.12