This study develops a cost-effective, mass-producible blast-resistant concrete (BRC) that combines high dynamic performance with excellent workability with a low steel fiber content. To improve practical applicability, locally sourced river sand was used to partially replace quartz sand. The steel fiber volume fraction was limited to 1%, enabling high flowability suitable for ready-mixed concrete production while maintaining ultra-high compressive strength exceeding 180 MPa. A two-stage experimental program was conducted. First, river sand particle size distributions were optimized based on fresh properties and quasi-static mechanical performance. Second, the effects of steel fiber geometry-micro-straight (S), hooked (H), and wavy (W)-on compressive, flexural, and tensile behavior were systematically investigated under both quasi-static and high strain-rate load conditions, including impact tests and high-speed direct tensile tests. The results demonstrate that strain rate significantly enhances strength, stiffness, and energy absorption for all mixtures. Deformed fibers substantially improve post-cracking behavior and dynamic resistance due to enhanced mechanical interlocking and fiber-matrix bonding. Compared with straight fibers, H- and W-type fibers exhibit higher dynamic peak strength, strain capacity, and toughness. Among them, W-type fibers show superior energy absorption and more stable post-peak behavior. Based on the experimental data, strain rate-dependent dynamic increase factor (DIF) models for compressive and tensile strengths were established, explicitly incorporating steel fiber type. These fiber-type-dependent DIF models constitute the main novelty of this study and provide practical input for blast-resistant structural design and numerical simulations.